(1)

Log into your online account on a desktop or mobile app. Scroll right to the end of your accounts summary page and click on “ADD AN ACCOUNT”

(2)

Click the button “OPEN A SUBSHARE”

(3)

Select a share type:

• A Regular Club account earns the same dividends as your Savings account and funds can be withdrawn at any time with no penalty.

• A High Yield Club account earns higher dividends than the Regular Club and Savings accounts and funds can only be withdrawn without a penalty in the months of December and January.

• Deposits may be made to both accounts at any time.

(4)

If you wish to rename the account to identify your savings goal or purpose for the account, click on the account, then Settings, then Rename.