Personal Loans

Personal loans help you save money because rates are much lower than those charged by high-interest credit cards and local moneylenders.

Get Money When You Need It the Most
Personal loans help you save money because rates are much lower than those charged by high-interest credit cards and local moneylenders.

• Repay the loan over a reasonable period of time at a fair and fixed rate of interest.
• Your interest rate doesn’t increase if your payment is late.
• To apply for a loan, get started by downloading an application here.
  
• If you would like to bring a cosigner, download the cosigner application here.

current loan rates

 All personal loans must have a security deposit equal to at minimum 20 percent of the approved amount. This amount is frozen in your account while the loan is in repayment. Once the loan is paid off the deposit is unfrozen and you may withdraw it.

* Life and disability credit insurance is strongly suggested for some personal loans above $5,000.